Whether you’re a seasoned real estate investor or someone seeking a meaningful lifestyle surrounded by nature, Costa Rica continues to stand out as a top destination for land ownership. Its combination of legal security, political stability, ecological diversity, and welcoming culture makes it one of the most attractive places in the world to buy property.

This expanded guide from The Real Pacific is designed not only to answer your most pressing questions but also to serve as a strategic blueprint for navigating each stage of the land acquisition and development process in Costa Rica’s Southern Zone and beyond. With a deep understanding of local laws, geography, and the practicalities of building in a foreign country, we offer you a path forward with clarity and confidence.

We’ll cover the legal framework and financial implications, and dive into regional characteristics, construction considerations, infrastructure planning, and the nuanced realities of Costa Rican land ownership. By the end of this guide, you’ll have a comprehensive understanding of what it truly takes to buy and develop land in this vibrant and biodiverse country.

Whether your goal is to build a primary residence, vacation home, eco-retreat, or long-term investment, this guide is your essential companion in the process. Let’s begin the journey of turning your vision into reality.

Why Buy Land in Costa Rica?

Costa Rica’s land market offers several advantages that make it ideal for both personal use and investment:

• Stable Political Climate: Costa Rica has maintained a peaceful democracy since 1948, making it one of the most politically secure nations in Latin America.
• Transparent Legal Framework: Foreigners have equal property rights under Costa Rican law, ensuring fair access to land ownership.
• Unrestricted Ownership: Foreign buyers do not need residency or citizenship to own titled land.
• Affordable Opportunities: While prices vary by location, Costa Rica remains competitively priced compared to markets in North America and Europe.
• Sustainability-Focused Living: The country sources more than 99% of its energy from renewable resources and leads globally in environmental protection.
• Ecological and Geographic Variety: From coffee-growing highlands to ocean-view lots and untouched jungle plots, Costa Rica offers settings for every lifestyle.

Can Foreigners Own Property in Costa Rica?

Yes. Foreign nationals can own titled property outright with no special requirements. Ownership options include:

• Personal Title: Registering the property in your name.
• Corporate Title: Registering the property through a Costa Rican corporation, such as an S.A. or S.R.L., often for estate planning or liability protection.

Maritime Zone Exception

Properties within 200 meters of the high tide line fall under the Maritime Zone. This area is regulated as follows:

• First 50 meters: Public domain—no private ownership or development allowed.
• Next 150 meters: Concession land, which functions as a lease from the local municipality. Foreigners can hold these concessions only with residency or through a corporation that is majority Costa Rican-owned.

Due to added complexity, most international buyers prefer titled properties outside the Maritime Zone.

Step-by-Step Guide to Buying Land

1. Define Your Goals

Start by clarifying what you hope to achieve:

• Are you planning to build immediately or hold the land long-term?
• Will this be a residence, vacation home, rental, or business?
• What features are essential—views, climate, elevation, internet, utilities?
• Do you want a community with amenities, or something more remote and private?
• What is your timeline for building and relocating?

The answers to these questions will inform every decision moving forward.

2. Choose the Right Region

Costa Rica’s topography and climate vary dramatically by region. Each area offers unique benefits:

Southern Zone (Uvita, Dominical, Ojochal)

• Lush jungle landscapes with ocean and mountain views
• Lower density development and focus on environmental protection
• Strong expat communities and infrastructure for off-grid and eco-living

Guanacaste (Tamarindo, Nosara, Flamingo)

• Drier climate with modern amenities and international schools
• Active tourism industry and high rental income potential
• Higher price points due to demand and accessibility

Central Valley (San José, Atenas, Grecia)

• Cooler temperatures and proximity to city services
• Affordable healthcare and major transportation hubs
• Appealing to retirees and permanent residents

Nicoya Peninsula (Santa Teresa, Montezuma)

• Remote, artistic communities with a surf-centric culture
• Suitable for wellness retreats or alternative lifestyles
• Infrastructure can be limited in rural areas

3. Work with a Trusted Real Estate Advisor

Costa Rica lacks a standardized MLS, making professional representation essential. Seek out an advisor who:

• Is unaffiliated with specific developers or sellers
• Has deep local knowledge and strong community ties
• Will guide you through the full purchase and development process
• Understands buildability, environmental impact, and long-term value

At The Real Pacific, we exclusively represent buyers and offer guidance based on integrity and local expertise.

4. Conduct Legal and Technical Due Diligence

Due diligence protects your investment and should include:

• Title Verification: Ensure the land is properly registered and free of liens, disputes, or boundary conflicts.
• Topographic Survey: Assess the buildability of the land including slope, drainage, and soil conditions.
• Legal Water Access: Verify rights through ASADA, a private well, or government concession—this is critical for building permits.
• Utilities: Confirm access to electricity and internet or get estimates for installation.
• Environmental Assessment: Some regions have wildlife corridors or protected status that limit development.
• Land Use Zoning: Ensure the intended use (residential, commercial, agricultural) is legally permitted.

Hiring a local attorney and topographer is non-negotiable for a safe and legal purchase.

5. Make an Offer and Sign a Contract

Once you’re ready to proceed, your attorney will draft a Purchase and Sale Agreement (PSA) detailing:

• Agreed price and payment terms
• Deposit amount (typically 5%–10%)
• Timeline for closing (usually 30–60 days)
• Escrow procedures and contingencies for due diligence

Funds should be held in a reputable, licensed escrow account.

6. Close the Transaction

The final steps include:

• Final deed review and signature with a Costa Rican notary
• Payment of legal fees and transfer taxes
• Deed registration in the National Property Registry
• Issuance of your property title and ownership certificate

After closing, you are officially the legal owner.

Estimated Costs of Purchasing Land

Building on Your Land

If your plan includes construction, here are key considerations:

• Hire a licensed architect to create plans that meet building codes and reflect the climate and terrain
• Submit drawings and documents to the municipal office for permitting
• Expect 4–6 months for approvals and utility coordination
• Source licensed contractors with local references and experience
• Plan for site prep, infrastructure, and landscape work

The Real Pacific offers introductions to architects, builders, and project managers to streamline the process.

Residency and Financing Options

Investor Residency

Buying land does not automatically grant residency, but foreign buyers may apply for Investor Residency if they:

• Invest $150,000 or more in Costa Rican real estate or business
• Submit background checks, health insurance proof, and financial records
• Visit Costa Rica at least once annually to maintain status

This residency pathway allows for legal living and may lead to permanent residency.

Financing

Costa Rican land purchases are typically cash-based, though other options exist:

• Private Seller Financing: Occasionally available with 30%–50% down and short-term agreements
• Home Equity Loans: Borrow against real estate in your home country
• Local Bank Loans: Usually limited to residents with established credit in Costa Rica

Mistakes to Avoid

• Buying land without confirming water access
• Assuming road access is guaranteed when it may not be legally documented
• Skipping slope or soil analysis which could render land unbuildable
• Relying on outdated listings or misleading photos
• Failing to vet all legal documents with a qualified attorney

Careful preparation is essential to a smooth and successful purchase.

Start Your Costa Rica Land Journey with Confidence

Owning land in Costa Rica isn’t just an investment—it’s an invitation to a richer way of life. With the right planning and expert guidance, the process can be efficient, secure, and personally rewarding.

At The Real Pacific, we specialize in helping people like you explore, evaluate, and acquire the ideal property in Costa Rica’s most beautiful regions. We’re not just agents—we’re advisors, neighbors, and advocates.

Ready to Take the First Step?

Contact us for a personalized consultation. Your journey to owning land in Costa Rica starts here.